The short version, in full.

What X Card is

X Card lets people who know each other on X pool funds into one shared balance. Each circle has its own address on Robinhood Chain. The circle owner can send from that balance and freeze it; every member can add funds and see every transaction.

Who can use it

You must be at least 18 and allowed to hold and transfer crypto assets where you live. You are responsible for the X account you confirm and for everyone you invite.

How the balance works

• Balances are ETH on Robinhood Chain. Values move with the market.
• X Card holds the keys to each circle’s address on the circle’s behalf. Sends are made only when the circle owner requests them from inside the app.
• Anything sent to a circle address is visible to the whole circle. Only send what your circle has agreed on.
• Transactions on Robinhood Chain are final. X Card cannot reverse them.

What X Card is not

X Card is not a bank, a payment card issuer, or a money transmitter, and it is not affiliated with X Corp. or X Money. No physical or virtual payment card is issued today.

Fair use

Do not use X Card for anything unlawful, to move funds you are not entitled to, or to impersonate someone else on X. We may suspend circles or accounts that do.

No warranties

X Card is provided as is. We work to keep it available and secure, but we cannot promise uninterrupted service, and we are not liable for losses from market movement, network conditions, or actions taken by members of your circle.

Changes

We may update these terms. The date at the top tells you when. Continuing to use X Card after a change means you accept it.

Contact

Message @xcardmoney on X.